Use your home equity to pay off high-interest debt
Credit card rates are often far higher than mortgage rates. See whether rolling balances into one mortgage payment could work for you.
- Combine cards and loans into one monthly payment
- Free to check — no impact to your credit
- Compare options from licensed lenders
Common questions
- Will this affect my credit score?
- No. Answering these questions does not run a credit check. A lender would ask before pulling credit.
- How does debt consolidation with a refinance work?
- A cash-out refinance replaces your mortgage with a larger loan, and the difference can pay off other debts. Your home secures the new loan, so it's worth comparing costs carefully.
- How much can I borrow?
- It depends on your home value, current balance, credit and the lender's limits. Many lenders cap total borrowing at a share of your home's value.