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Mortgage Refinance Calculator for Denver, Colorado

Pre-loaded with Denver's typical home value ($585,000) and Colorado's 55.00% property tax rate.

30-yr fixed avg 7.24% as of October 29, 2026

Source: Freddie Mac PMMS

Homeowners in Denver, Colorado are refinancing to take advantage of published mortgage averages. With a median home value of $585,000 in Denver and a local property tax rate of 55.00%, our calculator is pre-loaded with real Denver data so you can see your actual monthly savings in seconds.

Your refinance numbers, Denver, CO

30-yr fixed avg 7.24% as of October 29, 2026

Source: Freddie Mac PMMS

New monthly payment

$2,794

Exact savings locked
Est. closing costs (2%)$8,200

How we calculate this

Takes ~60 seconds. No credit check.

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Frequently asked questions

What is the average cost to refinance in Denver, Colorado?
Closing costs in Denver typically range from 2% to 5% of your loan amount. On a $585,000 home, expect to pay between $11,700 and $29,250.
What are current refinance rates in Denver, Colorado?
30-yr fixed avg 7.24% as of October 29, 2026 · Source: Freddie Mac PMMS. This is a national purchase-mortgage benchmark, not a Colorado refinance quote. Rates vary by lender, credit score, and loan amount.
How long does it take to refinance in Denver?
Most refinances in Denver close in 30 to 45 days. Using a streamline program like FHA Streamline or VA IRRRL can reduce this to 2 to 3 weeks.

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