This week's average rate · Free · No credit check
Mortgage Refinance Calculator for Maryland
Pre-filled with Maryland's average home value ($420,000) and 109.00% property tax rate.
30-yr fixed avg 7.24% as of October 29, 2026
Source: Freddie Mac PMMS
If you own a home in Maryland, now may be a great time to refinance. With a median home value of $420,000 and an average property tax rate of 109.00%, our calculator is pre-loaded with real Maryland data so you can see your actual savings in seconds.
Your refinance numbers, Maryland
30-yr fixed avg 7.24% as of October 29, 2026
Source: Freddie Mac PMMS
New monthly payment
$2,004
Takes ~60 seconds. No credit check.
No impact to credit
No credit check to use the calculator.
60-second estimate
See real savings before you talk to anyone.
You choose who contacts you
We only share your info with licensed lenders when you ask to see real offers. No credit check to use the calculator.
Cities in Maryland
Local averages baked in for faster, more accurate estimates.
Frequently asked questions
- What is the average cost to refinance in Maryland?
- Closing costs in Maryland typically range from 2% to 5% of the loan amount. On a $420,000 home, that's approximately $8,400 to $21,000.
- How much can I save by refinancing in Maryland?
- Savings depend on your existing loan and lender quote. 30-yr fixed avg 7.24% as of October 29, 2026 · Source: Freddie Mac PMMS. This national purchase-mortgage benchmark is not a local refinance offer. Use the calculator to compare your own rates and terms.
- Does refinancing hurt my credit score in Maryland?
- Checking your refinance options with RefiCalculator.com does not impact your credit score. A hard inquiry only occurs when you formally apply with a lender.