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Mortgage Refinance Calculator for Bozeman, Montana

Pre-loaded with Bozeman's typical home value ($755,000) and Montana's 84.00% property tax rate.

30-yr fixed avg 7.24% as of October 29, 2026

Source: Freddie Mac PMMS

Homeowners in Bozeman, Montana are refinancing to take advantage of published mortgage averages. With a median home value of $755,000 in Bozeman and a local property tax rate of 84.00%, our calculator is pre-loaded with real Bozeman data so you can see your actual monthly savings in seconds.

Your refinance numbers, Bozeman, MT

30-yr fixed avg 7.24% as of October 29, 2026

Source: Freddie Mac PMMS

New monthly payment

$3,605

Exact savings locked
Est. closing costs (2%)$10,580

How we calculate this

Takes ~60 seconds. No credit check.

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Frequently asked questions

What is the average cost to refinance in Bozeman, Montana?
Closing costs in Bozeman typically range from 2% to 5% of your loan amount. On a $755,000 home, expect to pay between $15,100 and $37,750.
What are current refinance rates in Bozeman, Montana?
30-yr fixed avg 7.24% as of October 29, 2026 · Source: Freddie Mac PMMS. This is a national purchase-mortgage benchmark, not a Montana refinance quote. Rates vary by lender, credit score, and loan amount.
How long does it take to refinance in Bozeman?
Most refinances in Bozeman close in 30 to 45 days. Using a streamline program like FHA Streamline or VA IRRRL can reduce this to 2 to 3 weeks.

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