This week's average rate · Free · No credit check
Mortgage Refinance Calculator for Bismarck, North Dakota
Pre-loaded with Bismarck's typical home value ($325,000) and North Dakota's 98.00% property tax rate.
30-yr fixed avg 7.24% as of October 29, 2026
Source: Freddie Mac PMMS
Homeowners in Bismarck, North Dakota are refinancing to take advantage of published mortgage averages. With a median home value of $325,000 in Bismarck and a local property tax rate of 98.00%, our calculator is pre-loaded with real Bismarck data so you can see your actual monthly savings in seconds.
Your refinance numbers, Bismarck, ND
30-yr fixed avg 7.24% as of October 29, 2026
Source: Freddie Mac PMMS
New monthly payment
$1,554
Takes ~60 seconds. No credit check.
No impact to credit
No credit check to use the calculator.
60-second estimate
See real savings before you talk to anyone.
You choose who contacts you
We only share your info with licensed lenders when you ask to see real offers. No credit check to use the calculator.
Frequently asked questions
- What is the average cost to refinance in Bismarck, North Dakota?
- Closing costs in Bismarck typically range from 2% to 5% of your loan amount. On a $325,000 home, expect to pay between $6,500 and $16,250.
- What are current refinance rates in Bismarck, North Dakota?
- 30-yr fixed avg 7.24% as of October 29, 2026 · Source: Freddie Mac PMMS. This is a national purchase-mortgage benchmark, not a North Dakota refinance quote. Rates vary by lender, credit score, and loan amount.
- How long does it take to refinance in Bismarck?
- Most refinances in Bismarck close in 30 to 45 days. Using a streamline program like FHA Streamline or VA IRRRL can reduce this to 2 to 3 weeks.