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Mortgage Refinance Calculator for Minot, North Dakota
Pre-loaded with Minot's typical home value ($275,000) and North Dakota's 98.00% property tax rate.
30-yr fixed avg 7.24% as of October 29, 2026
Source: Freddie Mac PMMS
Homeowners in Minot, North Dakota are refinancing to take advantage of published mortgage averages. With a median home value of $275,000 in Minot and a local property tax rate of 98.00%, our calculator is pre-loaded with real Minot data so you can see your actual monthly savings in seconds.
Your refinance numbers, Minot, ND
30-yr fixed avg 7.24% as of October 29, 2026
Source: Freddie Mac PMMS
New monthly payment
$1,315
Takes ~60 seconds. No credit check.
No impact to credit
No credit check to use the calculator.
60-second estimate
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Frequently asked questions
- What is the average cost to refinance in Minot, North Dakota?
- Closing costs in Minot typically range from 2% to 5% of your loan amount. On a $275,000 home, expect to pay between $5,500 and $13,750.
- What are current refinance rates in Minot, North Dakota?
- 30-yr fixed avg 7.24% as of October 29, 2026 · Source: Freddie Mac PMMS. This is a national purchase-mortgage benchmark, not a North Dakota refinance quote. Rates vary by lender, credit score, and loan amount.
- How long does it take to refinance in Minot?
- Most refinances in Minot close in 30 to 45 days. Using a streamline program like FHA Streamline or VA IRRRL can reduce this to 2 to 3 weeks.