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Mortgage Refinance Calculator for Salt Lake City, Utah
Pre-loaded with Salt Lake City's typical home value ($555,000) and Utah's 63.00% property tax rate.
30-yr fixed avg 7.24% as of October 29, 2026
Source: Freddie Mac PMMS
Homeowners in Salt Lake City, Utah are refinancing to take advantage of published mortgage averages. With a median home value of $555,000 in Salt Lake City and a local property tax rate of 63.00%, our calculator is pre-loaded with real Salt Lake City data so you can see your actual monthly savings in seconds.
Your refinance numbers, Salt Lake City, UT
30-yr fixed avg 7.24% as of October 29, 2026
Source: Freddie Mac PMMS
New monthly payment
$2,651
Takes ~60 seconds. No credit check.
No impact to credit
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60-second estimate
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Frequently asked questions
- What is the average cost to refinance in Salt Lake City, Utah?
- Closing costs in Salt Lake City typically range from 2% to 5% of your loan amount. On a $555,000 home, expect to pay between $11,100 and $27,750.
- What are current refinance rates in Salt Lake City, Utah?
- 30-yr fixed avg 7.24% as of October 29, 2026 · Source: Freddie Mac PMMS. This is a national purchase-mortgage benchmark, not a Utah refinance quote. Rates vary by lender, credit score, and loan amount.
- How long does it take to refinance in Salt Lake City?
- Most refinances in Salt Lake City close in 30 to 45 days. Using a streamline program like FHA Streamline or VA IRRRL can reduce this to 2 to 3 weeks.